Our Services, YOUR Options

Leveraging Debt to Achieve Wealth

Purchase

We provide Home Loans to those looking to purchase a:

First Home

Investment Property

SMSF Property

DHOAS Loan

Refinance

Refinance options for those looking to:

Save

Invest

Consolidate Debt

Renovate / Restructure

Investment Loans

Solutions for those looking to upgrade or expand your:

Current Home

Property Portfolio

SMSF Loan Strategy

Loan Structure

Construction Loans

Construction loans for those needing funds for:

House and Land Packages

Owner Builders

Build on your Block

Government Incentives

Eligibility criteria apply.

Federal Government Scheme

First Home Guarantee (FHBG):

Supporting eligible home buyers to buy a home sooner, with a deposit as little as 5%.​

Regional First Home Buyer Guarantee (RFHBG):

Supporting eligible regional home buyers to buy a home sooner, in a regional area, with a deposit as little as 5%.​

Family Home Guarantee (FHG): 

Supporting eligible single parents and eligible single legal guardians of at least one dependent to buy a home sooner, with a deposit as little as 2%.  

Click here to learn more.

FAQ image

Australian Capital Territory

​The ACT Government has a concession scheme to help people to buy the home by removing or reducing duty on any property.​

Click here to find out more.

FAQ image

New South Wales

​First home buyers in NSW may be eligible for a duty exemption, concession or grant. Key workers, single parents and single people 50 or over may also be eligible for Shared Equity Home Buyer Helper.​

First Home Buyers Assistance Scheme:

Full or partial exemption on Stamp/transfer duty.

​First Home Owners Grant (New Home):

$10,000 towards the purchase price, in addition to the First Home Buyers Assistance Scheme benefits. ​​

Shared Equity Home Buyer Helper:

Support for eligible first home buyer key workers.

Click here to find out more

FAQ image

Northern Territory

If you are buying or building a new home, you can apply for a First Home Owner Grant (FHOG) of $10,000.

Click here to learn more.

FAQ image

Queensland

​The first home owner grant gives eligible first-time home buyers $15,000 towards buying or building a new home in Queensland.

​The regional home building boost grant gives eligible applicants $5,000 after the purchase or construction of a brand-new house, unit or townhouse in regional Queensland.​

When you buy or acquire a residence or vacant land on which you intend to build your first home, you may be able to claim a concession that reduces the amount of transfer duty you have to pay.

Click here to learn more

FAQ image

South Australia

​First Home Owner Grant: You may be eligible for a first home owner grant of up to $15,000​

Stamp Duty Relief for Eligible First Home Buyers: You may be eligible for a stamp duty relief on the transfer of land.​

Click here to learn more

FAQ image

Tasmania

​​​A first home owner grant is available to eligible applicants who purchase or build a new home in Tasmania. ​$30 000 grant: for transactions that commence between 1 April 2021 and 30 June 2024.​

Click here to learn more.

FAQ image

Victoria

​In Victoria you can receive $10,000 with the First Home Owner Grant (FHOG) ​If you are buying or building a new home valued up to $750,000.

To be eligible, the home must not have been previously sold or occupied. ​You may also be eligible for, and receive, more than one exemption, concession or reduction from stamp duty for your property.

Click here to find out more

FAQ image

Western Australia

​You may be eligible to the grant being $10,000 or the consideration paid to buy or build the house if less than that amount.

Click here to learn more.

FAQ image
Smart Borrowing Strategies

Smart Borrowing Strategies

In this article, we'll simplify common mortgage jargon to help you navigate the loan process with ease. Whether you're a first-time buyer or a seasoned investor, understanding these terms is crucial f... ...more

HL - Lingo Made Simple

April 08, 20242 min read

Maximizing Your Buying Power

Maximizing Your Buying Power

In this article, we'll share valuable tips and strategies to help you maximize your buying power and find a home that meets your needs without breaking the bank. ...more

HL - Financial Prep

March 18, 20242 min read

Guarantor Loans, Renovation Loans, and Debt Consolidation

Guarantor Loans, Renovation Loans, and Debt Consolidation

Learn about the advantages of guarantor loans, renovation loans, and debt consolidation options, and find out how we can help you turn your homeownership dreams into reality. ...more

HL - Types of Loans

March 11, 20241 min read

The Vadium Monthly - March 24

The Vadium Monthly - March 24

Sydney and Melbourne witness a surge in listings amid rising prices. House prices surpass $1 million mark. Gap between house and unit prices widens. Insights on property investment and factors inf... ...more

Residential

March 04, 202412 min read

The Vadium Monthly - February 24

The Vadium Monthly - February 24

It’s often said that property investment is a game of finance more than real estate. One of the key factors that determines how the growth of your property portfolio is a person's borrowing capacity. ...more

Residential

February 19, 202411 min read

The Vadium Monthly - January 24

The Vadium Monthly - January 24

As the new year gets underway, it can be the perfect time for many to take a closer look at their finances. ...more

Residential

January 22, 202412 min read


ABN-62213831884 Australian Credit Licence -384324 Australian Credit Reference -545975


Copyright © 2024 by Vadium Lending All Rights Reserved