Leveraging Debt to Achieve Wealth
We provide Home Loans to those looking to purchase a:
First Home
Investment Property
SMSF Property
DHOAS Loan
Refinance options for those looking to:
Save
Invest
Consolidate Debt
Renovate / Restructure
Solutions for those looking to upgrade or expand your:
Current Home
Property Portfolio
SMSF Loan Strategy
Loan Structure
Construction loans for those needing funds for:
House and Land Packages
Owner Builders
Build on your Block
First Home Guarantee (FHBG):
Supporting eligible home buyers to buy a home sooner, with a deposit as little as 5%.
Regional First Home Buyer Guarantee (RFHBG):
Supporting eligible regional home buyers to buy a home sooner, in a regional area, with a deposit as little as 5%.
Family Home Guarantee (FHG):
Supporting eligible single parents and eligible single legal guardians of at least one dependent to buy a home sooner, with a deposit as little as 2%.
Click here to learn more.
The ACT Government has a concession scheme to help people to buy the home by removing or reducing duty on any property.
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First home buyers in NSW may be eligible for a duty exemption, concession or grant. Key workers, single parents and single people 50 or over may also be eligible for Shared Equity Home Buyer Helper.
First Home Buyers Assistance Scheme:
Full or partial exemption on Stamp/transfer duty.
First Home Owners Grant (New Home):
$10,000 towards the purchase price, in addition to the First Home Buyers Assistance Scheme benefits.
Shared Equity Home Buyer Helper:
Support for eligible first home buyer key workers.
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If you are buying or building a new home, you can apply for a First Home Owner Grant (FHOG) of $10,000.
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The first home owner grant gives eligible first-time home buyers $15,000 towards buying or building a new home in Queensland.
The regional home building boost grant gives eligible applicants $5,000 after the purchase or construction of a brand-new house, unit or townhouse in regional Queensland.
When you buy or acquire a residence or vacant land on which you intend to build your first home, you may be able to claim a concession that reduces the amount of transfer duty you have to pay.
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First Home Owner Grant: You may be eligible for a first home owner grant of up to $15,000
Stamp Duty Relief for Eligible First Home Buyers: You may be eligible for a stamp duty relief on the transfer of land.
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A first home owner grant is available to eligible applicants who purchase or build a new home in Tasmania. $30 000 grant: for transactions that commence between 1 April 2021 and 30 June 2024.
Click here to learn more.
In Victoria you can receive $10,000 with the First Home Owner Grant (FHOG) If you are buying or building a new home valued up to $750,000.
To be eligible, the home must not have been previously sold or occupied. You may also be eligible for, and receive, more than one exemption, concession or reduction from stamp duty for your property.
Click here to find out more
You may be eligible to the grant being $10,000 or the consideration paid to buy or build the house if less than that amount.
Click here to learn more.
In this article, we'll simplify common mortgage jargon to help you navigate the loan process with ease. Whether you're a first-time buyer or a seasoned investor, understanding these terms is crucial f... ...more
HL - Lingo Made Simple
April 08, 2024•2 min read
Are you confused by terms like Principal and Interest, or wondering what exactly is an Offset Account? Our guide is here to help! Whether you're purchasing your first home or expanding your investment... ...more
HL - Lingo Made Simple
March 04, 2024•2 min read
Where we'll break down additional key concepts and terminology to empower potential borrowers with the knowledge they need to confidently navigate the home loan process. ...more
HL - Lingo Made Simple
February 04, 2024•2 min read
In this article, we'll simplify common mortgage jargon to help you navigate the loan process with ease. Whether you're a first-time buyer or a seasoned investor, understanding these terms is crucial f... ...more
HL - Lingo Made Simple
April 08, 2024•2 min read
Are you confused by terms like Principal and Interest, or wondering what exactly is an Offset Account? Our guide is here to help! Whether you're purchasing your first home or expanding your investment... ...more
HL - Lingo Made Simple
March 04, 2024•2 min read
Where we'll break down additional key concepts and terminology to empower potential borrowers with the knowledge they need to confidently navigate the home loan process. ...more
HL - Lingo Made Simple
February 04, 2024•2 min read